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We all learned to drive in slightly different ways. Many got their learner’s permit when they turned 16 while mom and dad spent time coaching from the passenger’s seat. Later, a driver’s education program had likely had them navigating orange cones at low speed in a high school parking lot. While that guidance taught many young drivers crucial lessons on how to become a good driver, the cost, education and tests necessary to get a license can vary greatly in other countries.

 

 

iStock-Japan-flag.jpgDriving in the Land of the Rising Sun

In densely populated countries like Japan, for example, getting a driver’s license can be an extremely costly process that also takes a considerable amount of time. You can start the process by enrolling somewhere like the Koyama Driving School. The school will simplify the process, but taking the class can also cost you close to 400,000 yen (about $4,800 USD). However, you can save more than half of that money by going through the process yourself.

 

 

If you decide that enrolling in a driving school is too expensive, you’ll start by getting your provisional driver’s license, which is like a learner’s permit in the United States. That means you’ll go to a test center to take written and practical tests, which a comprehensive driving course would allow you to bypass. After you pass those tests, you’ll need to practice driving with someone who has a full driver’s license.

 

 

Once you’ve jumped through these hoops, you’ll need to take a full theory test, followed by a practical road test with an examiner from a driving test center. Finally, you’ll be able to get your full driver’s license after you take a first aid course and a final driving theory course at a driving school. The process in Japan is certainly more costly and time consuming than it is in America, but Japan isn’t the only country that requires a stringent examination.

 

 

iStock-German-Flag.jpgIf You Want to Drive the Autobahn, You’ll Have to Study

When you think of driving in Germany, you might imagine yourself pushing the limits of an exotic sports car on the autobahn. But the fact is that when it comes to getting your license, Germany is one of the toughest countries in the world. Parents send their kids to a Fahrschule (driving school) in Germany, which guides them through the process.

 

 

After prospective drivers have completed driving school and a required first aid course, there’s a written test on traffic laws. Don’t worry, there’s a book to study from, Fahren lernen Lehrbuch, which lists all the possible questions and answers. The book is a vital part of the process, since the test has a high rate of failure. Just like the SATs, you’ll need to buckle down to make sure you get a good test score. If you fail three times, you have to go back to driving school and start all over.

 

 

To Get Licensed in India, You’ll Need a Guide

If you plan to drive in India, the first thing you’ll need to do is get your learner’s license (permit), which is a required step to getting your permanent license. You’ll start by going to the Regional Transport Office (RTO), where you’ll need to bring a number of documents with you. These include proof of age and residence, a declaration of medical fitness and two passport-sized photos. You’ll also pay a fee of about 60 rupees ($1.15 USD).

 

 

iStock-India-flag.jpgNot unlike the DMV in America, submitting this information at the RTO can be a time-consuming task. Some applicants say you can expect to spend a couple hours waiting in line to get your paperwork verified. Once that’s done, you’ll take a written learner’s test. If you pass, the RTO will issue your learner’s license, which is valid for six months. After you’ve got your learner’s license, you can enroll in a driving school, many of which charge you based on the type of car you wish to drive. Most driving schools provide eight lessons, which last about 15 minutes per day at a cost of roughly 2,700 to 3,000 rupees.

 

 

Once you’re versed in the rules of the road and have had your learner’s license at least 30 days, you’ll head back to the RTO and pay 390 rupees to take a driving test. If you pass, you’ll get your permanent driver’s license.

 

 

Regardless of where or how you learned to drive, we should all strive to keep the roads safe. The next time you get behind the wheel, remember that no matter how frustrating your last experience was at the DMV, it could be even more challenging in other parts of the world.

The second installment of our web series The UnReal Adventures of Ted and Traci features a familiar scenario played out in many homes across the country during various sporting events.

 

Ted, excited to watch his Wombats win on TV, is asked by Traci to do a couple of simple household chores. Distracted by his favorite team, Ted bungles his attempt at cooking dinner and is startled awake from a well-deserved nap by Traci and the ear-piercing smoke alarm. In the end, Ted learns a valuable lesson about fire safety.

 

 


 

 

Check out all episodes of this web series (new episodes added weekly):

Trailer - The UnReal Adventures of Ted & Traci

Episode 1 - Om on the Road

 

 

 

 

Transcription: 'Up in Smoke'

Traci: I’m heading out for yoga. There’s a box of leftover pizza in the fridge. Just throw it in the oven for dinner. And don’t forget to take out the trash. I don’t want the whole house smelling like a landfill when I get back.

Ted (distracted): Don’t worry, babe. I’ve got it covered. Pizza. Oven. Trash. No sweat!

Traci (disbelieving): Alright...

Ted: Pizza...Oven...Sweet! I’m almost done! I deserve a break!

Ted: Go Wombats!

Traci: You left the pizza in the box, didn’t you?

Ted: At least it doesn’t smell like a landfill...

Voiceover: Don’t get burned.

 

 

Connect with me on Google+ or follow me on Twitter

It would be crazy to hit the ski slopes without the proper apparel or sky dive without a parachute, right? The funny thing is that people do something just as risky when they head out on a motorcycle with little or no protective gear. They arm themselves with just a thin layer of clothing, no head protection and inappropriate footwear. Instead of limiting enjoyment, proper gear can actually add to your riding comfort and of course, prolong your life.

 

iStock-Motorcycle-Clothing.jpgAs tempting as it might be to wear minimal or no gear at all while out on a motorcycle--especially in warmer weather--it’s a bad idea. Motorcyclists are exposed to all kinds of road debris. Anything hard that falls off of a truck or blows in from open spaces ends up on our roads. Those items get kicked up by passing vehicles, often headed straight at motorcyclists. If you are wearing protective gear, the impact of a stray rock, a stinging insect or something more sinister like sliding across asphalt, is much less than it would be if not protected.

 

And, your gear also keeps you from getting too much sun exposure by facilitating your body’s natural process of sweat evaporation to prevent heat exhaustion. In hot weather, the answer is to wear more gear, expose less of your skin to the sun and wind, and allow your body’s built-in cooling system to work its magic. It doesn’t take very long for a rider to experience heat-related illness, especially if they have not hydrated well that day.

 

Statistics vary widely on how much protective gear actually helps riders, but the simple fact is that having protective gear on increases your odds of walking away from a crash with fewer, less-serious injuries. And, instead of being distracted by riding conditions, protective gear can aid concentration on defensive riding skills.

 

Today’s motorcycle riding gear is state-of-the-art and made from light-weight materials designed to take the brunt of anything that comes your way. In addition to leather products, bikers can now get gear made of Kevlar, ballistic nylon or a hybrid of leather and nylon. The best riding gear comes with body armor--thick pads sewn into the elbows, shoulders, kidney area, spine, knees, and in some cases, hips.

 

What is considered the minimum amount of safe motorcycle gear?

Most experts would suggest a heavy jacket made from cow hide, Kevlar or ballistic nylon, riding pants or chaps made from cow hide or nylon, full-finger riding gloves, over-the-ankle leather boots, eye protection, and a DOT-certified helmet. Also important are ear plugs, sunscreen and drinking water. While these last three items are not what most people would consider standard protective gear, they are important to your safety.

 

Some people ride their motorcycle with very little between themselves and a sea of hard, sharp, fast-moving objects. This is not recommended. Proper motorcycle safety gear is there as a buffer between you and the environment in which you ride. Without a protective steel cage, your best chance at emerging from a motorcycle accident with minimal injuries is to fully gear up every time you ride.

 

Pick up some quality gear and ride easy knowing that you’ve improved your odds out there.

 

Check out the Allstate Motorcycle Facebook page for more on motorcycles.

Mother's Day is traditionally celebrated with gifts for your Mom -- flowers, a spa day and a family brunch are some of the usual suspects. But sometimes, Mom just wants a little time to herself, away from the chaotic hustle and bustle that family life often brings. This year, consider creating the perfect Mom Cave -- her own private space where she can do what SHE wants, setting aside the responsibilities of the real world for just a little while.

 

Taking some inspiration from the ever-popular Man Cave, this infographic shows how some of the same theme from the Man cave can be adjusted and adapted to fit the needs of almost any Mom Cave.

 

[click the image below to enlarge]

 

Mom-vs-Man-Cave-6_small.JPG

We’ve all had days like this. Mine started on a day when I had to get my teenage son to an early lacrosse practice, our beloved puppy to the vet to be “fixed” and then me on the 8:17 train into the city for a 9 a.m. meeting.

 

iStock-Keys-locked.jpgWe were scrambling to load puppy, lacrosse equipment and a meeting presentation into the car, when we realized we had forgotten a crucial item – my son’s helmet. Both son and I darted back into the house to snag the helmet. As we re-entered the garage where the car sat running with puppy inside, we witnessed our pooch jumping up at the car window, tail wagging, delighted to see us – just as her paw hit the lock button inside our Honda CRV.

 

It was in that moment that the world screeched to a halt. Something clicked (other than the lock) and I went into crisis mode. After futile attempts to convince the puppy to unlock the door, I noticed the little white sticker in the window … 1 800-ALLSTATE.  I had signed up for Good Hands Roadside! I grabbed my son’s cell phone. (Mine was in the car with puppy – helpful). I called the number.

 

Next, I called a friend to come get my son. My friend and Good Hands Roadside arrived at the same time, pronto. Hello lockout service I love you! We were “in” in no time. So worth the $50 service fee and so glad I had already set up my profile and registered my credit card number to save time. Friend took son and helmet to lacrosse practice. I took puppy to vet, missed train but opted to make the drive into the city … and made it to the meeting with literally 10 seconds to spare.

 

I guess they weren’t kidding when they said help any time, anywhere, for any one.  I’m a big fan of Good Hands Roadside now!

 

(P.S. - I have since had another copy of our lost spare key made even though they are not cheap.)

 

Have your own lockout nightmare? Share below.

Buying a used car can be a stressful process—one that involves wading your way through a sea of lemons before finding that diamond in the rough. And once you discover a car that appears to be in good shape, figuring out its history can be a whole different story.

 

As avid storm watchers, we know that flooding and severe weather can wreak havoc on vehicles. Unfortunately for buyers, that kind of damage is often easy for sellers to conceal. In the wake of major storms, severely damaged cars can end up on lots thousands of miles away, showing few signs of damage. Consider taking these steps to see whether your prospective purchase has been damaged by severe weather:

 

iStock-Storm-Damaged-Car.jpgLook for cosmetic clues

Examine the car’s carpeting and upholstery to make sure it matches the rest of the interior and fits well. If not, the original may have been replaced to conceal discoloration, fading or staining caused by water damage. You should also reach under the dashboard to bend the wires and make sure they are flexible. Wires that have gotten wet will often crack after drying. 

 

In addition, take a look at the dashboard, below the seats, and inside the trunk and glove compartment for signs of mud and rust—too much grit and grime can be a dealbreaker. However, also beware if everything’s sparkling clean under the hood, as this may indicate the car has been pressure washed to remove signs of mud or soot.

 

Check the electrical system

Make sure to turn the car on and note that all gauges work properly. All of the internal warning lights, including ABS (anti-lock brake system) and air bag lights, should turn on when you start the ignition. You should also consider testing the headlights, turn signals, windshield wipers, radio, heater and air conditioner, as a flaw in these systems could indicate previous storm damage. If you’re unsure whether these components work, have the car inspected by a mechanic before you put any money down.


Ask for a vehicle history report

A vehicle history report can give you some key insight about a car’s life experience. These reports provide information about problems a vehicle has had in the past and can tell you whether it’s been registered in an area that’s at risk for floods or hurricanes. If the seller doesn’t give you a vehicle history report, you can use the car’s 17-digit Vehicle Identification Number (VIN) to obtain one online through CARFAX or a similar website, or VINCheck, a tool set up by the National Insurance Crime Bureau.

 

Buying a used car can be a challenge, but these simple precautions can help you make sure you get what you paid for. And after you purchase the used car of your dreams, be sure to protect yourself—and your car—from any future storm damage that might come your way.

In the premiere episode of our video series "The UnReal Adventures of Ted & Traci," we highlight a common problem faced by many drivers: too much to do and too little time.

 

Traci is trying to juggle a busy schedule, and while driving to pick up her daughter Maddie, she realizes she won't have time for her yoga class. In a moment of (misguided) inspiration, she tries to multitask during her commute, resulting in a clear case of distracted driving and a car in need or repairs.

 

 

 

Check out all the episodes of this web series (new episodes added weekly:

Trailer - The UnReal Adventures of Ted & Traci

Episode 2 - Up in Smoke

 

 

 

 

 

Transcription: "'Om’ on the Road”

[Traci while driving]:

Noon Already!

I have so much to do before I get Maddie at the sitter.

I have to drop off Ted’s dry cleaning, buy groceries and get a haircut.

There’s no way I’ll make it to my yoga class.

Unless …

Plank …

Downward-facing dog…

Warrior two …car

Wheel …

<< Sound effect: CRASH >>

[Traci on crashed car]:     

Ohh, not so Namaste.

Exercise Smart Judgment

 

 

Connect with me on Google+ or follow me on Twitter

My friends like to joke that my husband and I are on the path to becoming professional landlords. When we got married, we decided to buy a townhouse together and rent out the condo I lived in when I was single. But now that we have a one-year-old son and enough toys to stock the entire neighborhood, things are a little snug. If we sold our townhouse right now, it would be a miracle just to break even. So, we’re thinking of turning our place into a second rental property while we upgrade to something bigger.

 

 

Because we’ve been through this process before, getting ready to rent a property doesn’t seem so daunting. Here are a few steps we’ll make sure to take this time:

 

 

iStock-Rental-Home.jpg1. Stick to those you know

Before we rented out the condo, my first instinct was to post ads anywhere and everywhere—Craigslist, our local alternative newspaper, the coffee shop around the corner, you name it. But I soon realized that I wanted some connection to our renters. We began reaching out to friends who (we hoped!) would point us toward reliable tenants. When that didn’t work, we sent emails to coworkers and tapped into our social media networks to cast a wider net. Over the years, this strategy has worked fairly well. Also, the interview process and background checks are very importantOur tenants have been awesome, and we have yet to encounter major problems with rent payments or property damage.

 

 

2. Find a Jack of all trades

As a landlord, you’ll have the inevitable leaky faucets and broken fixtures to deal with. But after weeks of tracking down a hodgepodge of electricians, plumbers, and miscellaneous maintenance workers, it became apparent that creating my own team of experts wasn’t the most practical approach. We’ve found it makes more sense to have one well-rounded handyman who can tackle a number of problems around the property. Since this person will be spending a lot of time at your rental, be sure it’s someone you can trust. Try asking around for recommendations or looking at websites like Angie’s List for local reviews.

 

 

3. Keep yourself covered

When we first rented out the condo, I figured our homeowners policy would safeguard us in case of any damage to our place. However, I learned that there are specific policies tailored to the risks landlords face. Many of these policies not only cover property damage but can help you recoup rental income lost as a result of that damage. In addition, they can help financially protect you if someone gets injured on your property. We haven’t needed to make a claim yet—knock on wood!—but it helps us sleep at night knowing we’ve covered our bases.

 

 

4. Make plans to check in

Your renters may be very considerate, but they won’t care for your property like an owner would. Little things like a small leak may go unmentioned until they turn into a massive flood. That’s why it’s important to check in from time to time and see whether anything needs to be taken care of. While we never show up at the condo unannounced, we do make an excuse to visit at least once every few months. Our handyman replaces the HVAC filter a couple times a year, so my husband or I often accompany him so that we can take a look around. One time, we located a small mold growth that could easily have turned into something much worse.

 

 

Though being a landlord isn’t always easy, you can reduce your number of headaches with a little planning. While we know there’s anything but smooth sailing ahead, being a landlord isn’t nearly as hard as we thought it would be.

Many consider a motorcycle helmet to be the single most important piece of riding gear you’ll ever purchase, and, regardless of your state’s laws, you may want to consider wearing it every time you ride your motorcycle. A motorcycle helmet is specially designed to reduce injury in the event of a crash, but like any other piece of specialized equipment, it only works when used correctly.

 

Surprisingly, many motorcyclists on the road are wearing incorrectly fitted helmets. Not only will an improperly sized helmet affect the comfort of your ride, but a helmet that is too large or too small may be ineffective in doing what a helmet is designed to do: save you from serious injury in the event of a crash. Only a properly sized, properly fitted and properly worn helmet will be able to perform as intended, so make sure to follow these steps when buying your next helmet.

iStock-Biker-OK.jpg

  1. Measure your head
    Using a cloth measuring tape, measure your head around its largest circumference, about one inch above your eyebrows and just above your ears. Take several measurements to get an average. Write down this number and take it with you when you go to try on helmets. Use this number as a starting point only as every helmet is shaped differently and not all manufacturers’ size guides match.
  2. Try on the helmet
    Once at the retailer, select a helmet based on the size recommendation for your head measurements. If your head size falls exactly between two sizes, start with the larger of the two. Place the helmet on your head and securely tighten the strap.
  3. The visual check
    Using a mirror, ensure that your eyes are the center of the visor opening. The edge of the forehead padding should be just above your eyebrows. Look for gaps between the cheek pads and your cheeks, the side pads and your temples, and feel the back of the helmet to make sure it’s in contact with the back of your neck.
  4. Move the helmet
    A properly sized helmet will fit snug enough to cause your skin to move with the helmet. A helmet that is too loose may come off in the event of a crash, but a helmet that is too tight may cause increasing discomfort as it is worn. Grab the helmet with a hand on either side and attempt to rotate the helmet side to side. With your thumbs, attempt to lift the helmet straight up off of your head. If the helmet moves easily during either test, it is too large. Try to push the chin bar to your chin. The front of the helmet should not touch your nose or chin. Finally, place your thumbs at the back of the helmet and attempt to roll the helmet forward off of your head. If the helmet comes off, try one size smaller. 
  5. Wear the helmet
    Once you’ve determined the proper size of your helmet, fasten it securely and wear it around the store. Note any excessive tightness or increasing discomfort. Take this time to familiarize yourself with the features of the helmet such as the locations of the vent switches. After 30 minutes, remove your helmet and look for any red marks on your face and head that may indicate pressure points.

 

Once you’re satisfied with the comfort and style of your helmet, make your purchase, confident that your new, properly fitted helmet will provide you with all the protection for which it was designed.

Taking advantage of the calm before a storm to prepare can help keep you afloat when severe weather strikes.  So, with May 19th kicking off Hurricane Preparedness Week, this might be the time to think about enhancing the basics of your emergency kit (water, food, prescriptions, radio, flashlights, batteries, etc.) with waterproof supplies that can help keep your home and valuables safe and dry, and your family a bit more calm during a big storm.

 

iStock-Hurricane-Approaching.jpgHere are a few of my top picks:

 

Water alarm: Place a battery-operated water alarm anywhere a potential leak or flooding may occur—like near a sump pump, water heater or basement window well—for an alert even when the power fails.

 

Waterproof safe: Keep important documents (mortgage papers, birth certificates, passports, etc.) protected inside a waterproof safe. If your home is damaged from flooding, these documents will be essential in the rebuild.

 

Waterproof cellphone case: Stay connected when it matters most with a waterproof smartphone case that provides full access to all device functions.

 

Space bags: You probably know them for their “space-saving” properties, but these airtight, watertight bags can protect your belongings even when they’re submerged in water.

 

Preparedness is key when it comes to any emergencies – whether hurricane, fire, flood or earthquake. For additional items that should be included in your basic emergency kit, The National Hurricane Center’s checklist is a great place to start.

 

Debbie Hanson is director of external affairs for First Alert, a trusted brand in home safety products.

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