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What would you do if you sat down for a job interview and a potential employer asked for your Facebook login details? It might sound like an unlikely scenario, but there are already reports of it happening. Given how large a role online identity has come to play in our lives, protecting that identity is more important than ever.

 

 

Microsoft co-founder Paul Allen, one of the richest men in the world, was a recent high profile victim of identity theft. Oprah Winfrey and Paris Hilton are among the many celebrities who have been targeted in similar scams.

 

 

Solutions like Allstate's Identity Restoration coverage are on hand for anyone who has already fallen prey to an identity thief. But with threats coming at us from all angles, and even young children being targeted, what can be done to prevent such cases from occurring?

 

 

ID-Theft_shutterstock_71768110.jpgSocial Security

LifeLock CEO Todd Davis was convinced his company could safeguard against identity theft. In fact, Davis was so sure of LifeLock’s cast-iron promises that he publicized his real Social Security number in the company's ads, ultimately becoming a victim himself many times over.

 

Davis's case is extreme, but parents should be alert when it comes to their children's identities. An NBC news story reported a teenager was $750,000 in debt due to the actions of identity thieves.

 

 

What can be done? The Identity Theft Resource Center is a good place to start—see their instructions here on how to receive a child's credit report. AllClearID.com is another valuable resource for helping parents with similar concerns. 

 

If you suspect your own Social Security number has been stolen, start by reading these useful tips on what to do from the Social Security Administration. Make sure you lodge a complaint with the Federal Trade Commission, and get in touch with the police to file a report.

 

 

E-mail and Social Networking

Social networks can also serve as entry points for identity hackers. According to NBC Los Angeles, in 2008 Diane Solomon got an alert from a neighbor saying that Solomon had been in touch via Facebook, asking for money. Solomon didn't have a Facebook account, but someone had hacked into her e-mail and set up a Facebook account through it.

 

 

 

How often do you change your e-mail password? How many times do you re-use the same password on different sites? Use upper and lower case letters. Use symbols. Use numbers. Preferably a combination of all those things - yes, it's a pain in the neck, but it's important. Hackers can run programs to guess your password, often unloading a cavalcade of spam if they gain access. As a general rule, the less information about you is publicly available online, the safer your identity will be.

 

 

 

iStock-Social-Media.jpgAs for potential employers asking you for Facebook and Twitter log-ins — the legality of that is still being hotly debated. Maryland is seeking to be the first state to ban the practice, according to NPR. Several U.S. Senators have asked the Justice Department to investigate whether the practice violates federal law.

In the unlikely event that it happens - and in the absence of concrete legal answers - be diplomatic. Facebook itself has told users not to give out their passwords to employers or anyone else, calling it a violation of the company's Terms of Service, and you can tell nosy prospective employers - politely - that you do not feel comfortable violating those terms.
Given the potential lawsuits surrounding this practice, if you do find yourself in this situation, you may want to consult a lawyer.

Of course, keeping your Facebook page free of embarrassing, illegal, or deeply personal information is always a good strategy, whether or not you ever intend to show it to an employer. You should also check your privacy settings to make sure very little of your account is pubic, since that information can also be used by identity thieves.

 

 

Protect Your Apps

A burgeoning threat comes from handheld devices. In 2011, software attacks on Android phones rose by 472 percent, often coming from rogue apps. The apps appear innocuous, even gaining fake rave reviews in the Android marketplace. But once a phone is infected, the user may suddenly find themselves running up a huge bill after texts start flying out to premium rate services.

 

 

Google has taken steps to eliminate the problem, but it's unlikely to go away entirely. Thankfully, a number of anti-virus apps help counter the problem, with AVG among the companies offering protection against personal data theft and messaging scams. Lookout Security & Antivirus is another popular virus-busting app.

But the best way to protect your phone is to stick to well-established apps from reputable companies. As this Extreme Tech article points out, sometimes the anti-virus apps are as unreliable as the ones that caused the problem in the first place.

 

 

Have you been a victim of identity theft? What tips would you offer to anyone looking to protect their digital identity?  

We all learned to drive in slightly different ways. Many got their learner’s permit when they turned 16 while mom and dad spent time coaching from the passenger’s seat. Later, a driver’s education program had likely had them navigating orange cones at low speed in a high school parking lot. While that guidance taught many young drivers crucial lessons on how to become a good driver, the cost, education and tests necessary to get a license can vary greatly in other countries.

 

 

iStock-Japan-flag.jpgDriving in the Land of the Rising Sun

In densely populated countries like Japan, for example, getting a driver’s license can be an extremely costly process that also takes a considerable amount of time. You can start the process by enrolling somewhere like the Koyama Driving School. The school will simplify the process, but taking the class can also cost you close to 400,000 yen (about $4,800 USD). However, you can save more than half of that money by going through the process yourself.

 

 

If you decide that enrolling in a driving school is too expensive, you’ll start by getting your provisional driver’s license, which is like a learner’s permit in the United States. That means you’ll go to a test center to take written and practical tests, which a comprehensive driving course would allow you to bypass. After you pass those tests, you’ll need to practice driving with someone who has a full driver’s license.

 

 

Once you’ve jumped through these hoops, you’ll need to take a full theory test, followed by a practical road test with an examiner from a driving test center. Finally, you’ll be able to get your full driver’s license after you take a first aid course and a final driving theory course at a driving school. The process in Japan is certainly more costly and time consuming than it is in America, but Japan isn’t the only country that requires a stringent examination.

 

 

iStock-German-Flag.jpgIf You Want to Drive the Autobahn, You’ll Have to Study

When you think of driving in Germany, you might imagine yourself pushing the limits of an exotic sports car on the autobahn. But the fact is that when it comes to getting your license, Germany is one of the toughest countries in the world. Parents send their kids to a Fahrschule (driving school) in Germany, which guides them through the process.

 

 

After prospective drivers have completed driving school and a required first aid course, there’s a written test on traffic laws. Don’t worry, there’s a book to study from, Fahren lernen Lehrbuch, which lists all the possible questions and answers. The book is a vital part of the process, since the test has a high rate of failure. Just like the SATs, you’ll need to buckle down to make sure you get a good test score. If you fail three times, you have to go back to driving school and start all over.

 

 

To Get Licensed in India, You’ll Need a Guide

If you plan to drive in India, the first thing you’ll need to do is get your learner’s license (permit), which is a required step to getting your permanent license. You’ll start by going to the Regional Transport Office (RTO), where you’ll need to bring a number of documents with you. These include proof of age and residence, a declaration of medical fitness and two passport-sized photos. You’ll also pay a fee of about 60 rupees ($1.15 USD).

 

 

iStock-India-flag.jpgNot unlike the DMV in America, submitting this information at the RTO can be a time-consuming task. Some applicants say you can expect to spend a couple hours waiting in line to get your paperwork verified. Once that’s done, you’ll take a written learner’s test. If you pass, the RTO will issue your learner’s license, which is valid for six months. After you’ve got your learner’s license, you can enroll in a driving school, many of which charge you based on the type of car you wish to drive. Most driving schools provide eight lessons, which last about 15 minutes per day at a cost of roughly 2,700 to 3,000 rupees.

 

 

Once you’re versed in the rules of the road and have had your learner’s license at least 30 days, you’ll head back to the RTO and pay 390 rupees to take a driving test. If you pass, you’ll get your permanent driver’s license.

 

 

Regardless of where or how you learned to drive, we should all strive to keep the roads safe. The next time you get behind the wheel, remember that no matter how frustrating your last experience was at the DMV, it could be even more challenging in other parts of the world.

The second installment of our web series The UnReal Adventures of Ted and Traci features a familiar scenario played out in many homes across the country during various sporting events.

 

Ted, excited to watch his Wombats win on TV, is asked by Traci to do a couple of simple household chores. Distracted by his favorite team, Ted bungles his attempt at cooking dinner and is startled awake from a well-deserved nap by Traci and the ear-piercing smoke alarm. In the end, Ted learns a valuable lesson about fire safety.

 

 


 

 

Check out all episodes of this web series (new episodes added weekly):

Trailer - The UnReal Adventures of Ted & Traci

Episode 1 - Om on the Road

 

 

 

 

Transcription: 'Up in Smoke'

Traci: I’m heading out for yoga. There’s a box of leftover pizza in the fridge. Just throw it in the oven for dinner. And don’t forget to take out the trash. I don’t want the whole house smelling like a landfill when I get back.

Ted (distracted): Don’t worry, babe. I’ve got it covered. Pizza. Oven. Trash. No sweat!

Traci (disbelieving): Alright...

Ted: Pizza...Oven...Sweet! I’m almost done! I deserve a break!

Ted: Go Wombats!

Traci: You left the pizza in the box, didn’t you?

Ted: At least it doesn’t smell like a landfill...

Voiceover: Don’t get burned.

 

 

Connect with me on Google+ or follow me on Twitter

It would be crazy to hit the ski slopes without the proper apparel or sky dive without a parachute, right? The funny thing is that people do something just as risky when they head out on a motorcycle with little or no protective gear. They arm themselves with just a thin layer of clothing, no head protection and inappropriate footwear. Instead of limiting enjoyment, proper gear can actually add to your riding comfort and of course, prolong your life.

 

iStock-Motorcycle-Clothing.jpgAs tempting as it might be to wear minimal or no gear at all while out on a motorcycle--especially in warmer weather--it’s a bad idea. Motorcyclists are exposed to all kinds of road debris. Anything hard that falls off of a truck or blows in from open spaces ends up on our roads. Those items get kicked up by passing vehicles, often headed straight at motorcyclists. If you are wearing protective gear, the impact of a stray rock, a stinging insect or something more sinister like sliding across asphalt, is much less than it would be if not protected.

 

And, your gear also keeps you from getting too much sun exposure by facilitating your body’s natural process of sweat evaporation to prevent heat exhaustion. In hot weather, the answer is to wear more gear, expose less of your skin to the sun and wind, and allow your body’s built-in cooling system to work its magic. It doesn’t take very long for a rider to experience heat-related illness, especially if they have not hydrated well that day.

 

Statistics vary widely on how much protective gear actually helps riders, but the simple fact is that having protective gear on increases your odds of walking away from a crash with fewer, less-serious injuries. And, instead of being distracted by riding conditions, protective gear can aid concentration on defensive riding skills.

 

Today’s motorcycle riding gear is state-of-the-art and made from light-weight materials designed to take the brunt of anything that comes your way. In addition to leather products, bikers can now get gear made of Kevlar, ballistic nylon or a hybrid of leather and nylon. The best riding gear comes with body armor--thick pads sewn into the elbows, shoulders, kidney area, spine, knees, and in some cases, hips.

 

What is considered the minimum amount of safe motorcycle gear?

Most experts would suggest a heavy jacket made from cow hide, Kevlar or ballistic nylon, riding pants or chaps made from cow hide or nylon, full-finger riding gloves, over-the-ankle leather boots, eye protection, and a DOT-certified helmet. Also important are ear plugs, sunscreen and drinking water. While these last three items are not what most people would consider standard protective gear, they are important to your safety.

 

Some people ride their motorcycle with very little between themselves and a sea of hard, sharp, fast-moving objects. This is not recommended. Proper motorcycle safety gear is there as a buffer between you and the environment in which you ride. Without a protective steel cage, your best chance at emerging from a motorcycle accident with minimal injuries is to fully gear up every time you ride.

 

Pick up some quality gear and ride easy knowing that you’ve improved your odds out there.

 

Check out the Allstate Motorcycle Facebook page for more on motorcycles.

Mother's Day is traditionally celebrated with gifts for your Mom -- flowers, a spa day and a family brunch are some of the usual suspects. But sometimes, Mom just wants a little time to herself, away from the chaotic hustle and bustle that family life often brings. This year, consider creating the perfect Mom Cave -- her own private space where she can do what SHE wants, setting aside the responsibilities of the real world for just a little while.

 

Taking some inspiration from the ever-popular Man Cave, this infographic shows how some of the same theme from the Man cave can be adjusted and adapted to fit the needs of almost any Mom Cave.

 

[click the image below to enlarge]

 

Mom-vs-Man-Cave-6_small.JPG

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